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Loans

Home? Car? Holiday? Investment?
What’s your ambition?

Like any good BFF (best financial friend), we want to make sure you have all the financial facts to make the best loan choice. See our handy loan table below so you can quickly workout which loan is going to be best for you.

You can apply for a loan right now with our hassle-free service, just hit the ‘Apply Now’ button below, provided you are an Australian Citizen over the age of 18, who has regular income. If you’re not sure and would like more information we’d love to have a chat and go through the loan before you make any commitments. To apply now, have your details on hand to make things simple – like your payslip and identity documents.

You can also use our calculators, to help you calculate your borrowing power, loan repayment time or compare loans.

Home Loans

We can offer you the smartest and fastest options to build or buy your dream home, or even refinance your current loan.  When it comes to home loans, we sweat so you don’t have to. Even if you’re a first home buyer, you can be pre-approved to put you in charge.

The Goldfields Money process is smooth, easy and efficient. Our interest rates are competitive, and we’ll help you structure a loan to suit your life. You’ll enjoy flexibility to change things later too.

Best of all, approvals are swift, we won’t leave you hanging. At Goldfields Money we know you have better things to do.

Personal Loans

A Goldfields Money personal loan offers you the simplest way to get what you want or need, right away. From holidays to renovation projects, debt consolidation or even a boat or caravan, our straightforward personal loans fit the bill. At Goldfields Money we know life has ups, downs and opportunities. So, our financial services – like our personal loans – are structured to get you where you’re headed.

For a simple and easy Unsecured personal loan, click below to get applying!

If it’s a Secured personal loan you are after either vehicle secured or other, click here and select which option you’re after to get the ball rolling.

Car Loans

Want to get behind the wheel of a brand new car? Goldfields Money offers straightforward car loans to get you on the road. A Goldfields Money car loan can put you in the driver’s seat quickly and with no fuss. Even better, we offer a pre-approved car loan so you have more negotiating clout behind you. And pre-approval means you are in a great position to avoid (often less-competitive) vendor financing.
It doesn't have to just be a car. It could be a boat, caravan or even a motorcycle! We want to see you set and on the road, pronto!

Business Loans

When it comes to business banking services and loans, Goldfields Money is open for business. We understand whatever size or shape your business takes, you’ll appreciate a straight-talking business banking partner. We can help you access the right loan that will boost your growth and help your business prosper.

Home Loan Interest Rates

Owner Occupier LoansLVR 95% or less 1 2
Investor LoansLVR 90% or less 1 2
Variable Rate Loans
Annual Rate (%pa)
Comparison Rate (%pa)
Annual Rate (%pa)
Comparison Rate (%pa)
Special Rate - LVR 80% or less

3.94%

3.98%

4.49%

4.53%

Special Rate - LVR more than 80%

4.19%

4.23%

4.59%

4.63%

Standard Variable Rate Home Loan

4.49%

4.53%

4.89%

4.93%

Fixed Term
Annual Rate (%pa)
Comparison Rate (%pa)
Annual Rate (%pa)
Comparison Rate (%pa)
1 Year

4.14%

4.50%

4.39%

4.89%

2 Years

4.14%

4.47%

4.59%

4.88%

3 Years

4.47%

4.53%

4.79%

4.91%

4 Years

4.54%

4.55%

5.19%

5.04%

5 Years

4.64%

4.60%

5.34%

5.13%

1 Loans > 80% LVR require Lenders Mortgage Insurance

2 Reverts to Standard Variable Home Loan Rate at end of introduction/fixed period

3. Contact Goldfields Money for Rates on Loans Greater than 90% LVR
WARNING: Home loan comparison rates are based on a loan of $150,000 over a term of 25 years, based on monthly repayments

Personal and Car Loan Interest Rates

Car Loans
Annual Rate (%pa)
Comparison Rate (%pa)
Car Loans – Up to 2 years old

5.99%

6.62%

Car Loans - 2 to 5 Years old

7.49%

8.13%

Personal Loans
Annual Rate (%pa)
Comparison Rate (%pa)
Personal Loans - Other security

10.30%

10.96%

Personal Loans - Unsecured

12.99%

13.66%

WARNING: The comparison rate for Goldfields Money personal loans and car loans is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These comparison rates are accurate only for the examples given, when monthly repayments are made. Different terms, fees or other loan amounts might result in a different comparison rate.

Business Loan Interest Rates

Business Loans
Annual Rate (%pa)
Business Loan - Residential property secured

4.75%

Business Loan - Commercial property secured

6.50%

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