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Term Deposits

We’ll get your money growing and working hard for you. Goldfields Money’s competitive interest rates and term deposit options can help you achieve your financial goals, whatever they might be!

We’re a registered ADI (Authorised Deposit-Taking Institution) just like the ‘big 4’ banks, which means deposits are guaranteed by the Australian Government for up to $250,000 per customer. Your money is always safe and secure with us!

Stow It Term Deposit Account

Your supercool Term Deposit account, for those wonderful savers out there! We offer both a personal and business option and we pay a great rate to reward you for stashing your hard eared cash with us. We’ll stow a minimum $5,000 deposit for a fixed term (1, 3, 6, 9 or 12 months) at a competitive rate of interest. We’ll help you make your money work harder.

Kids Count 2 Term Deposit Account

We love to help kids to save too! If you’re under 18 or you’d like to start an account for your little ones you can be rewarded for stowing your cash with Goldfields Money. Just like our Stow It Account we’ll stash your cash for a fixed term giving you return on your savings. The minimum we’ll stow for a Kids Count 2 Account is $500.

Fixed Term Deposit Interest Rates

Term Period
Stow it
Kids Count 2

1 Month

0.50% pa

0.50% pa

2 Months

0.85% pa

0.85% pa

3 Months

1.05% pa

1.05% pa

4 Months

1.05% pa

1.05% pa

5 Months

1.05% pa

1.05% pa

6 Months

1.20% pa

1.20% pa

9 Months

1.15% pa

1.15% pa

12 Months

1.30% pa

1.30% pa

24 Months

1.25% pa

1.25% pa

Interest paid on maturity, rate fixed for term of deposit. Rates as at 29th May 2020. Goldfields Money may in its absolute discretion consider a request from you for the full or part redemption or release of your FTD before its maturity. If Goldfields Money agrees to the request, it shall have the right to adjust the interest rate payable on your FTD. This interest rate adjustment is a reduction in the interest rate to 0.35% per annum calculated daily for the length of the term already served. If the term served is less than one month, there will be no interest paid on the amount withdrawn. The minimum redemption amount is $500