Everyday & Savings Accounts

Simple and easy personal banking, whether you’re saving for today or tomorrow.

Products > Deposits > Everyday & Savings Accounts

We make everyday banking easy with our everyday transaction and savings accounts. Our easy online banking services give you fast digital access to your money, while we keep it secure, with no fees to boot!

Our new digital banking technology ensures you can access your money anywhere, anytime and we keep it safe and sound for you.

Goldfields Essential Account

Our Goldfields Essential account is for your everyday transactions in-store and online. Like the name suggests, our Goldfields Essential Account is a simple transaction account, no strings attached! Mortgage offset? You bet! Make your savings work harder for you by connecting your Goldfields Essential Account to your mortgage and offset your interest, saving you money. Gotta love that.

To apply for an offset account please click the button below and complete the relevant request form. Please note offset accounts cannot be opened using our online system. You can apply online for an Essentials Account online however to link that account to a home loan and make it an offset account, the request form will need to be completed and submitted using the details outlined on the form. If you have any questions please contact our friendly team for assistance.

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Cash Management Account

If you’ve got more $$ we’ve got more interest for you. Our Cash Management Account offers extra interest added to your account for personal or business use. Get your money growing today!

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Team Zone

You can access your money online on your desktop, tablet or smartphone anytime, anywhere; giving you total freedom and control over your club/not-for-profit’s finances.

*Please note this account is not currently available to new customers.*

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Retire-Style

Our Retire-Style Account is a hard-working account for our over 55's and Self-Managed Super Funds. The Retire-Style Account offers interest on your money. If you're an existing Retire Style customer and have any questions or need more info, please pick up the phone today.

*Please note this account is not currently available to new customers.*

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Account purpose

Tier (Rate - %pa)

Interest calculated

Interest credited

Goldfields Essential

Apply Now

Salary credit, everyday spending, direct debits

N/A

N/A

N/A

Cash Management Account

Apply Now

Access to high balance savings on demand

5.10%* (Introductory Offer)

Monthly

Team Zone (No longer available to new Customers)

Not Available

Manage your local club or charity bank account

N/A

N/A

N/A

Retire-Style (No longer available to new Customers)

Not Available

Special savings rates for over 55's and Self-Managed Super Funds

Tiered
$0-50,000 (0.90%)
$50,000+ (1.30%)

Daily - Highest tiered rate paid on full balance

Monthly


*CMA New to Goldfields Money Promotional Offer Promotional Interest Rate: 5.10%p.a. Promotional Period: Fixed for 3 months from the date of account opening. Eligibility: Available to customers from 16 October 2026 who: Open a new Cash Management Account (CMA) during the promotional period; Have not held a CMA with Goldfields Money at any time during the six (6) months immediately preceding the date of account opening; Deposit and maintain a balance of at least $20,000 and up to a maximum of $2,000,000 in the CMA. Promotional Rate: The rate applies to eligible balances between $20,000 and $2,000,000 which will earn interest at a promotional rate of 5.10% per annum for the first three (3) months from the account opening date. Any portion of the account balance exceeding $2,000,000 will earn interest at the applicable standard CMA interest rate unless otherwise determined by Goldfields Money, which you can enquire about by phoning 1300 464 465. The rate is calculated daily on the amount of the balances held in the account and is credited monthly Reversion Rate At the conclusion of the three-month promotional period, the account will automatically revert to the standard CMA interest rate applicable at that time, currently 4.50% per annum. Goldfields Money Discretion Goldfields Money reserves the right, in its absolute discretion, to extend the promotional interest rate period for a further period or periods and on such terms as it determines. General Conditions Interest rates on CMAs are variable unless stated otherwise and are subject to change in accordance with the account terms and conditions. The promotional offer cannot be combined with any other CMA promotional interest rate offer unless expressly approved by Goldfields Money . Goldfields Money may withdraw, vary or terminate this offer at any time for new applications. Any such change will not affect promotional rates already applied to eligible accounts unless otherwise required by law. All accounts are subject to Goldfields Money’ s account opening requirements, terms and conditions, and applicable laws and regulations. Goldfields Money don’t charge any account keeping fees in connection with our CMA account but there may be other charges to the account, such as charges by other financial institutions Information provided is general only and does not take into account your personal objectives, financial situation, or needs. Any rates advertised are current as at the date indicated and may be subject to change. Eligibility criteria, fees, and charges may apply. You should seek independent advice where appropriate and read the relevant terms and conditions, Financial Services Guide, Terms and Conditions and Target Market Determinations for the product(s) before deciding if the product(s) is right for you. This information has been prepared by BNK Banking Corporation Limited ABN 63 087 651 849 trading as Goldfields Money, AFSL and Australian Credit Licence 246884